By Amanda R. Piper, CFA, MBA, CEP
More and more women are taking charge of their retirement planning, but some need help getting started. What does retirement mean to you? Do you dream of traveling, pursuing a hobby, volunteering, or starting a second career? Whatever your goal, you’ll need a retirement income plan that’s designed to support the retirement lifestyle that you envision, and help minimize the risk that you’ll outlive your savings.
START SAVING NOW
Save as much as you can, as early as you can. The earlier you start, the more compounding can help you.
WHERE TO SAVE MONEY?
• Employer retirement plan
• Traditional or Roth IRA (either from your own income or Spousal)
• Personal/joint account
WHAT WILL RETIREMENT LOOK LIKE?
• How much money will I need in retirement? Start with your current take home pay, but things may change.
• How much you expect to receive from Social Security, pensions and other income.
• Retirement savings
• Long Term Care
WHY NOT PLAN NOW?
• I don’t have time • I’ll save later when my kids are out of college, my house is paid off
• I don’t know where to start
Amanda R. Piper, CFA, MBA, CEP Financial Advisor, RJFS Chief Investment Offi cer In 2015, Amanda earned the Chartered Financial Analyst® (CFA) credential, considered by many to be the most respected and recognized investment management designation in the world.
Wagener-Lee, LLC 5950 Symphony Woods Road, Suite 412 Columbia, MD 20144 phone: 443-276-9595 email: amanda@WagenerLee.com www.WagenerLee.com
Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC Investment advisory services offered through Wagener-Lee, LLC and Raymond James Financial Services Advisors, Inc. Wagener-Lee, LLC is not a registered broker/dealer and is independent of Raymond James Financial Services. Investing involves risk and investors may incur a profit or a loss. Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with y our financial advisor about your individual situation.